In a world shaped by trends and social pressure, Gen Z faces a new challenge: how to spend smart. Some give in to emotional shopping, others chase the “loud saving” trend – but both risk losing sight of what truly matters. Smart spending is not about extremes; it’s about conscious choices that balance experience, responsibility, and sustainability. At Peaking Point, we believe this mindset is more than personal finance – it’s a way for young people to redefine value, create social impact, and turn every decision into a step toward a future that matters.